Per Merito by Intesa Sanpaolo: the loan that invests in your future

Per Merito is a student loan designed to support students throughout their university and postgraduate education, helping them manage the costs of their academic journey with greater peace of mind.

With Per Merito, you can finance the main costs associated with your academic journey, including tuition fees, books and study materials, accommodation expenses, and all the other costs necessary to make the most of your university experience.

The loan provides access to a credit facility with a range of benefits: no personal or collateral guarantees are required, including a parent’s signature.

At the end of the credit facility, students may benefit from a grace period before repayment begins and can access a dedicated loan with preferential terms to repay the outstanding balance.

To apply for the loan, you must open a Per Merito current account, through which the credit facility is made available.

The loan is available to students in good academic standing who are enrolled in Bachelor’s and Master’s degree programmes, PhD programmes, Postgraduate courses, Specialisation Schools, and other educational programmes identified by the Institution.

For more information and to learn all the details of the loan, Click here.

*Eligibility for the Per Merito programme is reserved for students who are Italian citizens and for students of foreign citizenship who have been legally resident in Italy for at least four years.